- The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. Small business is critical to our economic recovery, to building America's future, and to helping the United States compete in today's global marketplace. Through its extensive network of field offices and partnerships with other public and private organizations, SBA is able to deliver its services to the most remote areas of the U.S.
- Table of Contents for the Startup Guide ( available at Small Business Administration website )
ASK YOURSELF
Is Entrepreneurship For You?
On The Upside
GETTING STARTED
How to Start a Small Business
Getting Started
Types of Business Organizations
Sole Proprietorship
Partnership
Corporation
Business Plan Outline
Introduction
Marketing
Financial Management
Operations
Concluding Statement
To Lease or Not To Lease: Things to Know
Get The Answers
Learn The Lingo
FINDING THE MONEY YOU NEED
Financing Your Business Start-up
Finding the Money You Need
Borrowing Money
SBA Loan Maturities
Types of Business Loans
How to Write a Loan Proposal
General Information
Business Description
Management Profile
Market Information
Financial Information
How Your Loan Request Will Be Reviewed
SBA Financial Programs
REGULATIONS
Government Regulations and Your Business
Business Licenses
Certificate of Occupancy
Business Organization
Fictitious Business Name
Protecting Your Idea
Trademarks
State Registration of a Trademark
Federal Registration of Trademark and Patent
Patents
Copyrights
Tax Information
Federal SelfEmployment Tax
Business Insurance
Sales Tax Number
Other Considerations
Unemployment Insurance Tax
Immigration Act
Health and Safety
Workers' Compensation
Minimum Wage
Bar Coding
SBA ASSISTANCE
Financial Programs and Other Assistance
The 7(a) Loan Guaranty Program
How it Works
Use of Proceeds
Terms, Interest Rates and Fees
Collateral
Eligibility
Maximum Size Standards
What You Need to Take to the Lender
What the SBA Looks for
Special Loan Guaranty Programs 7(a) Program
Low Documentation Loan (LowDoc)
SBAExpress (formerly FA$TRAK)
CAPLines
The Contract Loan Program
The Seasonal Line of Credit Program
The Small AssetBased Line
The Standard AssetBased Line
The Export Working Capital Loan
U.S. Export Assistance Center (USEAC)
International Trade Loan
Defense Loan and Technical Assistance (DELTA)
SBA 504 Loan Program
The Certified and Preferred Lenders Program
The 7(M) Microloan Program
The Small Business Investment Company Program (SBIC)
Community Adjustment & Investment Program
Minority Enterprise Development Program
Section 8(a) Program
SBA Pre-Qualification (Pre-Qual) Pilot Loan Program
Government Contracting Assistance
Prime Contracts Program
Subcontracting Assistance Program
Certificate of Competency Program
The Size Determination Program
The Surety Bond Guarantee Program
Eligibility
Submitting an Application
Application Review
Fees
PRO-Net
The Small Business Innovation Research Program (SBIR)
Disaster Assistance
Physical Disaster Business Loans
Economic Injury Disaster Loans
Loans for Homes and Personal Property
SBA Programs & Services for Women-Owned Businesses
Online Women's Business Center
Building Management Skills With Information
LOCAL SOURCES OF ASSISTANCE
Service Corps of Retired Executives (SCORE)
Small Business Development Centers (SBDCs)
Women's Business Centers
THE FINANCIAL SIX C'S
Character
Capacity to Pay
Capital
Collateral
Conditions
Confidence
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